Payment for services are expected in full on the day they are rendered. For your convenience, we accept all major credit cards, personal checks, money orders, HSAs, and FSAs. If you're using dental insurance, Winning Smiles will do our best to estimate any out of pocket expenses prior to your child’s appointment, as long as you have supplied us with the appropriate information. We are in network with Cigna and UPMC Dental Advantage, but will accept other PPO plans on an out of network basis. We do not accept DMO, HMO or medical assistance plans.